Zuqara OS
The Smartest Credit Ledger for UAE Shops

Use Zuqara OS.
Feel the Difference.

Stop losing money to forgotten debts and paper ledgers. Zuqara OS gives every small shop owner a professional system to track credit, send reminders, generate invoices, and collect faster — all from your phone, in under 6 minutes.

See how it works
Works on phone & web
Setup in 6 minutes
English + Arabic
7-day free trial
🇦🇪

The UAE is moving towards a fully digital future by 2027. The smartest shops are already switching — and Zuqara OS makes it incredibly easy. No complicated setup, no learning curve, just open it and go.

Zuqara OS Dashboard
Total OutstandingAED 12,450
A

Ahmed Al Sayed

AED 1,245
S

Sara Malik

AED 320
K

Khalid Hassan

AED 880
F

Fatima Noor

AED 540
O

Omar Farooq

AED 215
+ Add Transaction

UAE 2027 Compliant

Built for the July 1st Digital Mandate.

Trusted by Dubai Chamber Standards

Reviewed and trusted for local business.

DMCC Framework

Structured for Free Zone and retail traders.

Alia Global Verified

Audited for secure data and cloud backups.

The Old Way vs The Zuqara OS Way

Does This Sound Familiar?

Every credit shop owner faces these challenges. Zuqara OS was built to solve every single one.

Without Zuqara OS

The painful old way

Lost paper ledgers = lost money you can't recover
Calculation errors create customer disputes
Forgotten debts that silently drain your profit
No idea who owes what without digging through notes
Hours wasted sending WhatsApp reminders manually
Customers argue because there's no proof in writing

With Zuqara OS

The smarter new way

Digital ledger — always on your phone, never lost
Auto-calculated balances with zero errors, ever
Smart reminders that chase debts automatically
Real-time dashboard shows every balance instantly
1-tap WhatsApp saves you 2+ hours every single day
Statements end disputes with undeniable proof
Everything Included

Every Feature You Need

From the first transaction to collecting the last dirham — Zuqara OS handles everything.

Customer Management

Every customer's balance, phone, address, and notes — all in one tap. Find anyone instantly.

Live Balances

Balances update the second you record a transaction. Know exactly who owes what — always.

Smart Dual VAT Mode (5%)

Switch between Tax-Inclusive (grocery/consumer goods — entered price already includes 5% VAT, auto-extracted using the 5/105 reverse formula) and Tax-Exclusive (B2B/hardware/wholesale — 5% added on top). Every invoice shows the base price and VAT separately for full FTA compliance.

1-Tap WhatsApp

Send payment reminders and bills to customers directly on WhatsApp. Collect faster, stress less.

Financial Reports

Sales trends, outstanding debts, collection rates — at a glance. Data that drives decisions.

Customer Statements

Clean, professional statements for any period. End disputes with documents, not arguments.

Google Drive Backup

Automatic daily backup to Google Drive and Sheets. Your data stays safe no matter what.

Thermal Printing

Print receipts on 58mm or 80mm thermal printers. QZ Tray, WebUSB, and HTML modes supported.

Role-Based Access

Owner has full control. Counter staff can only add entries. Your data stays protected.

English + Arabic

Full RTL Arabic support. Works perfectly for shops across the UAE and the wider region.

Auto Reminders

Schedule weekly reminders for overdue customers. Let Zuqara OS do the chasing for you.

Any Device

Phone, tablet, or desktop — Zuqara OS works everywhere with no app download needed.

Calendar & Reminders

Write down tasks, supplier calls, deadlines — Zuqara OS reminds you the moment you open the app. Never forget again.

AI Procurement Assistant

Just tell Zuqara OS what you need to order — by voice or text — and it instantly prepares a ready-to-send WhatsApp message for the right supplier. Pick a supplier yourself or let the AI match the best one from your list.

Up and Running in Under 6 Minutes

Ridiculously Simple to Start

No training. No IT team. No complicated setup. Just open, configure, and go.

2 min

Create your workspace

Add your shop name, logo, currency, and language. Pick your shop type in Settings. Done in 2 minutes.

3 min

Add your customers

Use the bulk import feature to bring in all your credit customers at once — name, address, and phone number. Fast and effortless.

1 min

Record first transaction

Add a purchase or payment. The balance updates live — instantly.

Done!

Start collecting smarter

Send WhatsApp reminders, generate invoices, track every dirham — automatically.

Total: ~6 minutes

Then you're running a smarter, more profitable shop — forever.

Loved by Shop Owners

Real Shops. Real Results.

Don't just take our word for it — here's what shop owners are saying.

"Before Zuqara OS, I was using notebooks and losing track of who owed what. Now I collect every dirham. My outstanding balance went from AED 18,000 to almost zero."

A

Ahmed Al Sayed

Grocery — Dubai

"The WhatsApp reminders alone are worth it. I used to spend 2 hours every morning sending messages. Now it's one tap and done. I got my mornings back."

S

Sara Malik

Cold Store — Sharjah

"My customers stopped arguing about balances the moment I showed them the statements. Zuqara OS made me look more professional than shops 10x my size."

K

Khalid Hassan

Hardware — Abu Dhabi

Built for Every Shop

Made for Your Shop

Any business that gives credit to customers can use Zuqara OS today.

🛒Grocery
🧊Cold Store
☕Cafeteria
👔Laundry
🧱Building Materials
🔧Hardware
📦Wholesaler
🏪Any Shop
Proven Impact

The Numbers Speak for Themselves

Zuqara OS pays for itself many times over, every single month.

3x faster collection

Collect 3x Faster

Shops using Zuqara OS report collecting outstanding debts 3x faster thanks to automated reminders and clear, professional statements.

2+ hours saved daily

Save 2+ Hours Daily

Stop manually updating ledgers, hunting for balances, and sending WhatsApp messages one by one. Zuqara OS automates all of it.

100% data security

Zero Data Loss Risk

Cloud storage + automatic Google Drive backup means your data is 100% safe — even if your phone is lost, broken, or stolen.

2027 ready

Built for UAE 2027

New UAE digital regulations require shops to maintain proper digital records by 2027. Zuqara OS is fully compliant — get ahead today, not under pressure.

Start with a 7-Day Free Trial

Simple, Honest Pricing

One yearly plan. Everything included. Cancel anytime.

All Features · One Plan

7 Days Free Trial — No card required

Instant setup • Cancel anytime during trial

Then continue for just

AED3,000/year

Yearly Subscription · All Features Included

Everything included — every year:

Unlimited customers & credit tracking
1-Tap WhatsApp bills & payment reminders
Dual VAT Mode — Tax-Inclusive (grocery: price already includes 5%) or Tax-Exclusive (B2B: add 5% on top), auto-calculated on every invoice
FTA-compliant invoices showing base price + 5% VAT itemized separately
Shop-specific bill templates (Grocery, Hardware, Cold Store & more)
Bulk customer import via copy-paste or AI photo scan
Custom date range bills & statements
Full transaction history & real-time balances
Financial reports & visual analytics
Google Drive automatic backup
Bilingual interface — Arabic & English
Role-based access & secure data
UAE 2027 e-invoicing ready
Built-in Calendar & Reminders for tasks, supplier calls & deadlines
AI Procurement Assistant — tell it what to order (voice or text) and it prepares the WhatsApp message for the right supplier instantly
Multilingual AI Help Assistant — chat or speak in English, العربية, हिन्दी, മലയാളം, اردو & தமிழ் for instant guidance on Stripe setup, reports, reminders & more

+ more advanced features and everything you need to run your shop.

Then AED 3,000/year · Works on phone & web · 100% secure

Secure card payment
Cancel anytime
Renews yearly
FAQ

Common Questions

Everything you need to know before getting started.

Your Shop Deserves Better.

Use Zuqara OS. Feel the Difference.

Join hundreds of shop owners across the UAE who replaced paper ledgers with Zuqara OS. Start your free trial today — no downloads, no risk.

🇦🇪

UAE 2027 digital mandate is coming. Shops already on Zuqara OS are ready.

No download · Setup in 6 minutes · Cancel anytime

Zuqara OS
Zuqara OS

Smart Credit Management for UAE Shops

© 2026 Zuqara OS · Made with care in the UAE 🇦🇪